Empowering Every Indian to Own a Home

Founded in 2001, Orange City Housing Finance Pvt. Ltd. (OCHFL) is a trusted name in affordable housing finance. We are dedicated to helping Economically Weaker Sections (EWS), Lower Income Groups (LIG), and Middle Income Groups (MIG) make their dreams of home ownership into reality.

OCHFL has extended its reach across urban, semi-urban, and rural India, where the demand for affordable housing is high and financial inclusion remains a challenge.

We are recognized as a Primary Lending Institution (PLI) by the National Housing Bank (NHB) and are regulated by the Reserve Bank of India (RBI). Our services are deeply aligned with the Government of India’s “Housing for All” mission, with active participation in schemes like Pradhan Mantri Awas Yojana (PMAY) and PMAY 2.0.

Our Journey

Since our inception, OCHFL has been a key player in India’s affordable housing finance sector, helping thousands of families achieve their dream of homeownership.

  • Incorporated in 2001 under the Companies Act, 1956.
  • Registered with NHB in 2003, ensuring compliance with housing finance regulations.
  • Active partner in PMAY (Pradhan Mantri Awas Yojana), supporting government-led affordable housing initiatives.
  • Expanded reach across urban, semi-urban, and rural India, focusing on financial inclusion.

Our Vision

To be a trusted and leading facilitator of affordable home ownership in India by bridging the gap between financial inclusion and housing access for underserved populations, and empowering every deserving family to own a safe, dignified, and sustainable home.

Our Mission

To provide accessible, affordable, transparent, and customized home loan solutions, especially for first-time homeowners with informal and semi-formal income profiles through innovative underwriting models and customer-centric services, while supporting national housing initiatives.