Welcome to Orange City Housing Finance Pvt. Ltd.
At OCHFL, we believe home ownership is a dream every family deserves to achieve. Since 2003, we have been bridging the gap between financial inclusion and housing access for Economically Weaker Sections (EWS), Lower Income Groups (LIG), and Middle Income Groups (MIG). As a Primary Lending Institution (PLI) recognized by the National Housing Bank (NHB) and regulated by the Reserve Bank of India (RBI), we actively support the Government of India’s "Housing for All" mission through initiatives like Pradhan Mantri Awas Yojana (PMAY) and PMAY 2.0.
Over two decades of housing finance expertise
PLI under NHB and regulated by RBI
Avail credit-linked subsidy for eligible buyers
Serving first-time buyers with formal & informal income
Deep presence in Tier 2, Tier 3, semi-urban & rural markets
Purchase or construct your dream home.
Renovate or upgrade your existing home.
Unlock the value of your property for financial needs.
Buy land and build your home seamlessly.
To provide accessible, affordable, transparent, and customized home loan solutions, especially for first-time homeowners with informal and semi-formal income profiles through innovative underwriting models and customer-centric services, while supporting national housing initiatives.
First-time home buyers
Low-income salaried workers
Informal income earners & self-employed individuals
Micro-entrepreneurs in Tier 2, Tier 3, and rural areas
PMAY – Credit linked subsidy for first time home buyers
PMAY 2.0 – Interest linked subsidy for first time home buyers
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